Upon entering the world of investments it is best that we are confident in what we are investing, being sure of what is best for us we can invest more safely. The most important to take into account variables are the risk and term of the investments. The first thing you should know is that there are different types of investment funds, but today you speak about monetary funds, which are those that invest in public debt, IOUs of companies, letters from the Treasury, etc. and the profitability of these funds is related to the term which may be:-short-term fixed income funds: are those who invest with time limits between 18 and 32 monthsthey are valued daily with market prices and it depends on the evolution of interest rates and the maturity of the assets. -Fixed long term income funds: the deadlines for these funds are more than 32 months and the profitability is inversely proportional to the valuation of the interest rate of the fixed short term income. -Equity funds: they invest up to 100% of your money in equities, that is to say that the capital is always diversified, profitability is tied to the evolution of the stock market. Original author and source of the article